Christmas can be such an expensive time, but there are so many little ways to make your money go further - and even earn an extra few pounds! Here are some of my favourite tips, tricks and apps I’m using this year to top up the Christmas fund.

I know how tempting it can be to overspend at this time of year. I’ve definitely had Christmases where we’ve run up credit card debt and spent January stressing about it. But it’s so important not to lose sight of what Christmas is really about. So, this is your reminder of how to keep Christmas meaningful at home.

Despite what the internet and consumerism will have you believe, you can create so much Christmas magic, whilst spending very little! Read my top tips for creating Christmas magic on a budget.

To me, stocking fillers should be cheap and cheerful and full of little things that are useful.  Here’s my guide to creating a fun, thoughtful Christmas stocking on a budget!